College Savings Calculator

College Savings Calculator is a hypothetical tool that demonstrates how monthly contributions, age-based asset rebalancing, and tax savings may impact the long-term value of your account, and do not take into account a portfolio’s underlying investment management fees. Calculations assume the private institution cost inflation is 2.8%, public out-of-state cost inflation is 3.9%, and public in-state cost inflation is 2.7%. Portfolio is assumed to have only stocks and bonds. Monthly equity returns are based on historical data from the 10-year track record of the stock market (SPY). Monthly fixed income returns are based on historical data from the 10-year track record of the bond market index (AGG). The current college expenses are provided by collegeboard.org. Actual account performance may differ due to market fluctuations, changes in recurring investments, and asset allocation. The information provided here is for illustrative purposes only and does not represent actual or future performance of any investment option and is not intended to predict or project the investment performance of any security or index.