Invest in your kids’ future





UNest Investment Account helps you invest in your child’s future goals – to help them buy their first car, a house, pay for a wedding or just start on a good financial footing as an adult.


  • Investment Options: Five investment options suited to your needs, including age-based.
  • Control: You control how the money is invested and spent until the child becomes an adult.
  • Taxes: Up to $2,100 of annual tax benefits. The first $1,050 in earnings are tax-free. The next $1,050 is taxable at the child’s tax rate.



UNest is just 3$ per month


Save an extra $26,472*


on fees over the life of a UNest account vs. investing with a traditional financial advisor

Security Is Our Priority

Bank-Level Security

UNest uses bank-level security to keep your sensitive financial data safe. We use the strongest browser encryption (256 bit) and secure servers monitored 24/7.

Financial Advisor

UNest is a registered investment advisor (RIA) with the U.S. Securities and Exchange Commission.


Your information is secure and confidential and only used for the purpose of creating an account. We implement identity verification services to protect your personal information.


College Savings Calculator is a hypothetical tool that demonstrates how monthly contributions, age-based asset rebalancing, and tax savings may impact the long-term value of your account, and do not take into account a portfolio’s underlying investment management fees. Calculations assume the private institution cost inflation is 2.8%, public out of state cost inflation is 3.9%, public in state cost inflation is 2.7%. Portfolio is assumed to have only stocks and bonds. Monthly equity returns are based on the historical data from the 10-year track record of the stock market (SPY). Monthly fixed income returns are based on the historical data from the 10-year track record of the bond market index (AGG). The current college expenses are provided by the Actual account performance may differ due to market fluctuations, changes in recurring investments, and asset allocation. The information provided here is for illustrative purposes only and does not represent actual or future performance of any investment option and is not intended to predict or project the investment performance of any security or index.