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The Nest Egg #1: Stocks are climbing

Record closes for the S&P, the savings gap most parents fall into, and a mom of 3 worth following.

Por el equipo de UNest · 5 min de lectura

Hi there,

Happy Saturday and welcome to your three-minute check-in from UNest! you've probably already negotiated an outfit with your kid this morning, but don’t worry, this update takes less energy.

Let's get into it!

📈 MARKET MOMENTUM

Stocks are climbing

≈ +13%

S&P 500
YEAR TO DATE

It's been a strong week for the market — the S&P 500 closed Friday at ▲ a fresh record high, capping its strongest week since April with a 3.6% gain.

Weeks like this are why families invest for the long haul. Keep on steadily working toward that first car, college tuition, or a transformative gap year.

If you want to make the most of the climb, a small recurring contribution is an easy way to keep investing steadily. Whatever amount fits your budget can make a difference.

Setting it up takes about 90 seconds in the app. Simply select which child's account from your home page and click "Recurring". It's that easy!

Set up a recurring contribution

Index data: S&P Dow Jones Indices, as of market close Aug 7, 2026. Year-to-date figure is the approximate price return, which excludes dividends. Past performance is no guarantee of future results. The S&P 500 is an unmanaged index; you cannot invest directly in an index, and index performance does not represent any UNest portfolio.

💡 FOR PARENTS

The Savings Divide

91% of parents say talking with their kids about money matters, but only about half have opened a youth account.

Around 11% of the rest say they don't know where to start or which option to choose.

91%

of parents say talking with their kids about money matters

~50%

have actually opened a youth account for their kids

U.S. Bank / Morning Consult, June 30, 2026

Be the change: Tell your friends to make that change and start saving for their kids future. You can send them your referral link to start an account today and you earn $20 for every friend who invests!

Get your referral link

When your friend signs up using your link and sets up monthly recurring deposits for their child, you'll receive $20 once they complete 3 consecutive monthly deposits. The $20 is added directly to your UNest account.

🎙 INFLUENCER OF THE WEEK

Maddie Lawrence

Maddie Lawrence

UT Mom to 3 under 3
Creating beauty in the everyday

Why we love her

Maddie is a stay at home mom that posts real, candid snippets of life. You can watch all her routines, the chaos, and daily life of being a mom with three kids. Check her out and show her some love!

— The Nest Egg team

Watch Maddie's video about affording her kid's future

Sponsored · Instagram

Maddie's video

Watch now

TikTok @mads_lawrence

Instagram @mads_lawrenceig

Paid partnership: Maddie Lawrence is a paid partner of UNest and was compensated for this feature and the linked video. Her views are her own, reflect her personal experience, and are not representative of all clients. Compensation creates an incentive to promote UNest. This is not investment advice.

⭐ PRODUCT OF THE WEEK

Disney+

Disney+

What's the Deal: Subscribe to the Disney+ Monthly subscription and they'll invest $10 into your UNest account!

It's a Win-Win: Catch up and get ready for Avengers: Doomsday while saving for your kids future! Watch your favorite content while checking a college savings goal off your list.

Ends December 30, 2050

Subscribe Now

This promotion is only valid for new customers of Disney+. Tap "Subscribe Now" to subscribe to the Disney+ Monthly subscription and they'll invest $10 into your UNest account! Limit one (1) per customer. You must tap the button and sign up in the same session to redeem. The promotion is only eligible in the US and Puerto Rico. Please see the terms and conditions for exclusions.

🛍 FROM THE MARKETPLACE

Shop brands you already use — a slice of every purchase lands in your kid's account.

Adidas logo

Adidas · 1% invested

Gear up for fall sports — 1% of every order goes to the fund.

Columbia Sportswear logo

Columbia Sportswear · 2.5% invested

Jackets outgrown by spring? 2.5% of the haul lands in the account.

Gap logo

Gap · 2% invested

Back-to-school hauls that pay the fund back 2%.

Browse all rewards

🗳 QUICK POLL

What's the first big thing your kid's fund will pay for?

College fees

First car

Sports

Study abroad

Other

Tap to vote — results in the next issue.

REFER A FRIEND

Earn $20 for every friend
who invests

When a friend signs up and completes 3 consecutive monthly deposits, you get $20.

Share with Friends

When your friend signs up using your link and sets up monthly recurring deposits for their child, you'll receive $20 once they complete 3 consecutive monthly deposits. The $20 is added directly to your UNest account.

How was this issue?

👍 👎

Have any thoughts or comments?

💬 Send them our way!

UNest · The Nest Egg

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© 2018-2026 UNest Holdings, Inc. All rights reserved.

This newsletter is provided by UNest Holdings, Inc. Investment advisory services are offered through UNest Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC-registered broker-dealer and member of FINRA and SIPC.

Client accounts are protected by the Securities Investor Protection Corporation (SIPC) for up to $500,000, which includes a $250,000 limit for cash. SIPC protection does not cover market losses. For details, please visit www.sipc.org.

UNest does not provide investment advice on bank products or any investments that are guaranteed or insured by the FDIC or any other government agency. Investing involves risk, and investments may lose value. Please consider your investment objectives, risk tolerance, and UNest pricing before investing. Past performance does not guarantee or indicate future results.

Any investment projections, performance charts, or illustrative outcomes shown are hypothetical, for informational purposes only, and do not reflect actual investment results. They are not guarantees of future performance.

UNest does not provide tax advice. Please consult a qualified tax professional for such information. More information about UNest Advisers' services is available in its ADV brochure and Customer Relationship Summary.

Testimonials, statements, and opinions presented in this newsletter may be provided by current or former clients, as well as by individuals who are not clients of the Firm. Some individuals may be compensated in cash and/or equity for their statements, which creates a financial incentive and potential conflict of interest that may influence the content of the testimonial or endorsement. Testimonials and endorsements are not indicative of future performance and may not be representative of the experience of all clients.

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