The Nest Egg #1: Stocks are climbing
Record closes for the S&P, the savings gap most parents fall into, and a mom of 3 worth following.
Por el equipo de UNest · 5 min de lectura
Hi there,
Happy Saturday and welcome to your three-minute check-in from UNest! you've probably already negotiated an outfit with your kid this morning, but don’t worry, this update takes less energy.
Let's get into it!
📈 MARKET MOMENTUM
Stocks are climbing
≈ +13%
S&P 500
YEAR TO DATE
It's been a strong week for the market — the S&P 500 closed Friday at ▲ a fresh record high, capping its strongest week since April with a 3.6% gain.
Weeks like this are why families invest for the long haul. Keep on steadily working toward that first car, college tuition, or a transformative gap year.
If you want to make the most of the climb, a small recurring contribution is an easy way to keep investing steadily. Whatever amount fits your budget can make a difference.
Setting it up takes about 90 seconds in the app. Simply select which child's account from your home page and click "Recurring". It's that easy!
Set up a recurring contribution
Index data: S&P Dow Jones Indices, as of market close Aug 7, 2026. Year-to-date figure is the approximate price return, which excludes dividends. Past performance is no guarantee of future results. The S&P 500 is an unmanaged index; you cannot invest directly in an index, and index performance does not represent any UNest portfolio.
💡 FOR PARENTS
The Savings Divide
91% of parents say talking with their kids about money matters, but only about half have opened a youth account.
Around 11% of the rest say they don't know where to start or which option to choose.
91%
of parents say talking with their kids about money matters
~50%
have actually opened a youth account for their kids
U.S. Bank / Morning Consult, June 30, 2026
Be the change: Tell your friends to make that change and start saving for their kids future. You can send them your referral link to start an account today and you earn $20 for every friend who invests!
When your friend signs up using your link and sets up monthly recurring deposits for their child, you'll receive $20 once they complete 3 consecutive monthly deposits. The $20 is added directly to your UNest account.
🎙 INFLUENCER OF THE WEEK

Maddie Lawrence
UT Mom to 3 under 3
Creating beauty in the everyday
Why we love her
Maddie is a stay at home mom that posts real, candid snippets of life. You can watch all her routines, the chaos, and daily life of being a mom with three kids. Check her out and show her some love!
— The Nest Egg team
Watch Maddie's video about affording her kid's future
Paid partnership: Maddie Lawrence is a paid partner of UNest and was compensated for this feature and the linked video. Her views are her own, reflect her personal experience, and are not representative of all clients. Compensation creates an incentive to promote UNest. This is not investment advice.
⭐ PRODUCT OF THE WEEK

Disney+
What's the Deal: Subscribe to the Disney+ Monthly subscription and they'll invest $10 into your UNest account!
It's a Win-Win: Catch up and get ready for Avengers: Doomsday while saving for your kids future! Watch your favorite content while checking a college savings goal off your list.
Ends December 30, 2050
This promotion is only valid for new customers of Disney+. Tap "Subscribe Now" to subscribe to the Disney+ Monthly subscription and they'll invest $10 into your UNest account! Limit one (1) per customer. You must tap the button and sign up in the same session to redeem. The promotion is only eligible in the US and Puerto Rico. Please see the terms and conditions for exclusions.
🛍 FROM THE MARKETPLACE
Shop brands you already use — a slice of every purchase lands in your kid's account.
Adidas · 1% invested
Gear up for fall sports — 1% of every order goes to the fund.
Columbia Sportswear · 2.5% invested
Jackets outgrown by spring? 2.5% of the haul lands in the account.
Gap · 2% invested
Back-to-school hauls that pay the fund back 2%.
🗳 QUICK POLL
What's the first big thing your kid's fund will pay for?
College fees
First car
Sports
Study abroad
Other
Tap to vote — results in the next issue.
REFER A FRIEND
Earn $20 for every friend
who invests
When a friend signs up and completes 3 consecutive monthly deposits, you get $20.
When your friend signs up using your link and sets up monthly recurring deposits for their child, you'll receive $20 once they complete 3 consecutive monthly deposits. The $20 is added directly to your UNest account.
How was this issue?
👍 👎
Have any thoughts or comments?
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This newsletter is provided by UNest Holdings, Inc. Investment advisory services are offered through UNest Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC-registered broker-dealer and member of FINRA and SIPC.
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