The Nest Egg #2: Bonds are paying their best rates in years
Why Saturday games matter, bond rates above 5%, and a word from Super Bowl champ Brent Celek.
Por el equipo de UNest · 6 min de lectura
Hi there,
The Little League World Series is kicking off right now! And even if your kid isn't going to Williamsport, we're cheering on every kid this season. No matter the sport they love, staying active is one of the best parts of a healthy routine for growing kids, and we know you're the ones making it happen. Here is what we have for you this week:
Let's read about how all those Saturday games are worth more than the trophies. Then we'll show you why bonds are paying their best rates in years. Finally you can hear from a Super Bowl champion who's part of the UNest family.
Let's get into it! — Mitch, from The Nest Egg team
💡 FOR PARENTS
The best part of fall sports isn't the trophies
Cleats, jerseys, carpools. Sign-up season is here. And if you've ever wondered whether all those Saturday games are really worth it, the folks at Scripps Health have good news: they really, really are.
✓ More confidence and stronger friendships
✓ Better focus and better grades in school
✓ Teamwork that lasts long after the season
✓ A mental health boost one study found carries into adulthood
Source: Scripps Health
Competing in sports is an important factor to a healthier future. It's the same future building as their UNest account. A little something you set up for them now that quietly grows into something big. Here's to a great season, on the field and in the UNest app.
📰 Read the full Scripps Health article
📈 MARKET MOMENTUM
Bonds are paying their best rates in years
4.8%
▲ 5.24%
12-MO
AVG TODAY
YEARLY INTEREST
20-YR TREASURYS
Treasury bonds can feel like the "boring" part of investing. When you lend the U.S. government money, it pays you interest. But right now, these boring investments are doing great: ▲ long-term Treasurys are paying over 5% a year, above their average for the past 12 months.
Why you care: bonds are in nearly every UNest portfolio, and the longer your money stays invested, the more of that steady interest your account collects. Bonds are slow and steady, but they keep your money growing.
Take advantage of bond interest rates by setting up a recurring contribution. It only takes about 90 seconds in the app. Simply select which child's account from your home page and click "Recurring". It's that easy!
Set up a recurring contribution
Rate data: U.S. Treasury yields as of market close Aug 12, 2026 (U.S. Department of the Treasury, daily par yield curve). The 20-year Treasury yield was 5.24%, above its trailing 12-month average of approximately 4.8%. Yields change daily and reflect interest on individual Treasury securities held to maturity — not the performance of any UNest portfolio, which holds diversified funds and may earn more or less. Past performance is no guarantee of future results.
🏈 AMBASSADOR SPOTLIGHT
Brent Celek
"I have four kids, and their future matters. Saving and investing should not be complicated. UNest removes the friction that turns good intentions into unfinished projects. I wish this had existed earlier in my life."
— Brent Celek, Super Bowl Champion
Brent put together a quick video about UNest and why he's on board. Give it a watch:
"Why I invested in UNest" — Brent Celek
Why we love him
Brent spent 11 seasons grinding as a tight end for the Eagles and capped it with a Super Bowl ring. If you ask him about his proudest role, he'll tell you it's being a dad. He's been part of the UNest family for years because he believes every kid deserves a head start, the kind you don't need to outrun a linebacker for.
— Mitch, The Nest Egg team
Disclosure: Brent Celek is a compensated brand ambassador of UNest and an investor in UNest Holdings, Inc., and was compensated for this feature and the linked video. His compensation and ownership interest create financial incentives to promote UNest and a conflict of interest. His statements are a paid endorsement, reflect his own views and personal experience, and are not representative of the experience of all clients or a guarantee of future performance or success. This is not investment advice.
⭐ PRODUCT OF THE WEEK
Nike — Back to School
What's the Deal: Shop with Nike and they'll invest 0.5% of your purchase into your kid's UNest account.
Get your kids active ready: Nike's back-to-school shop has the sneakers, gym clothes, and bags on your list of school items. Shopping through UNest Rewards sends a slice of that purchase into your kid's account.
Ends December 31, 2050
Tap “Shop Nike Back to School” to shop with Nike and they’ll invest 0.5% of your purchase into your UNest account! This promotion is not eligible on the purchase of Air Jordan Retros, HyperAdapt, Adapt BB, Hurley Wetsuits, adjustments, reorders, purchases made on employee website, non-US orders, gift cards, and/or orders deemed by Nike to be used for reselling purposes. You must tap the button and complete your purchase in the same session to redeem. Reward does not include taxes, fees, or shipping and handling charges. Canceled orders and/or returned merchandise is not eligible for this promotion. Please note, this promotion cannot be used with other promotions or coupons.
🛍 FROM THE MARKETPLACE
🏆 🏈 ⚾ Gear up for your sports season: shop these brands through UNest Rewards and a part of every purchase lands in your kid's account.
Fanatics · 4% invested
Shop jerseys and fan gear, and 4% of your purchase is invested.
Fubo · up to $15 invested
Subscribe to Fubo and earn up to $15 invested.
Columbia Sportswear · 2.5% invested
When you shop Columbia, 2.5% of your purchase is invested.
🗳 QUICK POLL
LAST POLL RESULTS
Last issue, we asked what the first big purchase from your kid's account will be — and the winner was college 🎓. A fantastic goal to have, and the whole UNest team wishes you and your future grads success!
What sports season are you most looking forward to?
Football
Baseball / Softball
Soccer
Basketball
The Olympics
Tap to vote — results in next week's issue.
REFER A FRIEND
Earn $20 for every friend
who invests
When a friend signs up and completes 3 consecutive monthly deposits, you get $20.
When your friend signs up using your link and sets up monthly recurring deposits for their child, you'll receive $20 once they complete 3 consecutive monthly deposits. The $20 is added directly to your UNest account.
How was this week's issue?
👍 👎
Have any thoughts or comments?
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