How to Get Life Insurance

by Tyler Ray | Jul 14, 2021 | Families of UNest, Parenting, UNest

Getting Started: How to Get Life Insurance   When you’re ready to get started, take these steps to find the right coverage for you and your family! Step 1: Get life insurance when you’re young and healthy. Life insurance costs less when you’re young...

How Life Insurance Works & Why it is Important

by Tyler Ray | Jul 14, 2021 | Families of UNest, Parenting, UNest

How Life Insurance Works & Why it is Important How your life insurance works depends on your policy and insurer. You’ll want to read the details of your individual policy so you know what to expect from your insurance company and payouts. Consider what you...

What is Life Insurance?

by Tyler Ray | Jul 14, 2021 | Families of UNest, Parenting, UNest

What is Life Insurance? Life insurance: Talk about an unpleasant purchase. Gee, why not just cue a visual of the worst thing you can imagine, huh?  These feelings, while understandable, must also require you to twist your thinking in a different direction. Imagine...

How to Qualify for a Mortgage

by Tyler Ray | Jun 28, 2021 | Families of UNest, Parenting, UNest

How to Qualify for a Mortgage You don’t want to search for a home first and then find out if you qualify for it. If you have your heart set on a home, but later find out the bank won’t approve you, you could set yourself up for some major heartbreak.  Take...

How to Buy a Home with a Mortgage

by Tyler Ray | Jun 15, 2021 | Families of UNest, Parenting, UNest

How to Buy a Home with a Mortgage When you get started shopping for a home for the first time, it can bring about a mix of feelings — excitement, stress, curiosity and more. When you want to buy a home, you may need to get familiar with mortgages. Approximately 44...

UNest 101: Savings vs. Investment Accounts

by Tyler Ray | Jun 2, 2021 | Families of UNest, Parenting, UNest

UNest 101: The Difference Between Savings Accounts and Investment Accounts   What is a savings account? A savings account is an interest-bearing deposit account held at a bank or credit union. Savings accounts typically pay a minimal interest rate, but their...

Improving Your Credit Score

by Tyler Ray | Jun 2, 2021 | Families of UNest, Parenting, UNest

Improving Your Credit Score Now that you know your score, you may know you need to improve it, particularly if your score rests at or below 580. Knowing your score can help you take the first step toward improving it. Not taking steps to improve your credit score...

How Lenders Use Your Credit Scores

by Tyler Ray | Jun 2, 2021 | Families of UNest, Parenting, UNest

How Lenders Use Your Credit Scores Lenders want to know your credit history to decide whether they should approve you for a loan or deny you. They use risk assessments and underwriting to determine how much of a risk you present to them. In most cases, higher credit...

Overview: What is a Credit Score?

by Tyler Ray | Jun 2, 2021 | Families of UNest, Parenting, UNest

Overview: What is a Credit Score? Credit scores might mystify you, and that’s completely understandable. However, don’t throw your hands up just yet. It’s a good idea to know a certain amount about credit scores. Let’s distill what you need to...