Steps to Get a Credit Card

Steps to Getting a Credit Card Now that you know the basics of credit cards, differences between credit cards and debit cards, types of credit cards and the pros and cons to having them, let’s take a look at the steps you can take to get a credit card. Step 1:...

Credit Cards: Pros and Cons

Pros and Cons to Credit Cards There are several pros and cons to getting a credit card, so take a look at these before you apply for the credit card for the first time or attempt to get a new credit card. Pros to Credit Cards Let’s start with the positive...

Credit Cards: An Overview

Credit Cards: What You Need to Know You may already know what a credit card is, but you may not realize the vast array of types of credit cards issued by credit card companies. You may also not quite realize all the differences between credit cards and debit cards. ...

How to Get Life Insurance

Getting Started: How to Get Life Insurance   When you’re ready to get started, take these steps to find the right coverage for you and your family! Step 1: Get life insurance when you’re young and healthy. Life insurance costs less when you’re young...

What is Life Insurance?

What is Life Insurance? Life insurance: Talk about an unpleasant purchase. Gee, why not just cue a visual of the worst thing you can imagine, huh?  These feelings, while understandable, must also require you to twist your thinking in a different direction. Imagine...

Disclosure

College Savings Calculator is a hypothetical tool that demonstrates how monthly contributions, age-based asset rebalancing, and tax savings may impact the long-term value of your account, and do not take into account a portfolio’s underlying investment management fees. Calculations assume the private institution cost inflation is 2.8%, public out of state cost inflation is 3.9%, public in state cost inflation is 2.7%. Portfolio is assumed to have only stocks and bonds. Monthly equity returns are based on the historical data from the 10-year track record of the stock market (SPY). Monthly fixed income returns are based on the historical data from the 10-year track record of the bond market index (AGG). The current college expenses are provided by the collegeboard.org. Actual account performance may differ due to market fluctuations, changes in recurring investments, and asset allocation. The information provided here is for illustrative purposes only and does not represent actual or future performance of any investment option and is not intended to predict or project the investment performance of any security or index.