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Read more about the article Start Small, Think Big: How Early Money Habits Set the Stage for Future‑Savings Success

Start Small, Think Big: How Early Money Habits Set the Stage for Future‑Savings Success

When it comes to teaching kids about money, the most important lesson might be this: you don’t have to wait. According to West Virginia University Extension, financial education should begin…

Continue ReadingStart Small, Think Big: How Early Money Habits Set the Stage for Future‑Savings Success
Read more about the article Why $25 a Month Matters for Your Child’s Future

Why $25 a Month Matters for Your Child’s Future

Continue ReadingWhy $25 a Month Matters for Your Child’s Future
Read more about the article The Benefit of Starting Before Kindergarten vs Waiting

The Benefit of Starting Before Kindergarten vs Waiting

A head start compound advantage grows faster than you think. If you’re saving for a child, time is your biggest ally. Beginning before kindergarten—even with very small amounts—gives your contributions…

Continue ReadingThe Benefit of Starting Before Kindergarten vs Waiting
Read more about the article Job worries are rising – here’s what to do for your kids

Job worries are rising – here’s what to do for your kids

What’s happening Americans are feeling more anxious about jobs and pay. In September, the New York Fed’s Survey of Consumer Expectations found the chance that unemployment will be higher a…

Continue ReadingJob worries are rising – here’s what to do for your kids
Read more about the article Gas Down Slightly? Redirect the Savings to Your Grandkids

Gas Down Slightly? Redirect the Savings to Your Grandkids

What’s happening Gas prices dipped heading into fall. AAA reported the national average fell five cents in the week ending Sept 25 to $3.15, helped by lower seasonal demand and…

Continue ReadingGas Down Slightly? Redirect the Savings to Your Grandkids
Read more about the article Credit Card Use Is Down. Use That Space to Fund Your Kid’s Future

Credit Card Use Is Down. Use That Space to Fund Your Kid’s Future

What’s happening Americans are cutting back on credit-card use. According to MarketWatch (2025-10-07), credit-card balances fell 2.5% year over year in August—the steepest drop since 2020. The Federal Reserve’s G.19…

Continue ReadingCredit Card Use Is Down. Use That Space to Fund Your Kid’s Future
Read more about the article Boomers over-gift; here’s a smarter way

Boomers over-gift; here’s a smarter way

Grandparents often want to shower their grandkids with love, and what better way than gifts? But many millennial parents see a problem: the stream of stuff is overwhelming, cluttered, and…

Continue ReadingBoomers over-gift; here’s a smarter way
Read more about the article What Can a UTMA Actually Pay For?

What Can a UTMA Actually Pay For?

If you’re a Millennial or Gen Z parent, you’ve probably seen how fast costs pile up for kids—school, activities, tech, even therapy. A UTMA account (Uniform Transfers to Minors Act)…

Continue ReadingWhat Can a UTMA Actually Pay For?
Read more about the article “Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky

“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky

“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky “Buy Now, Pay Later” (BNPL) was meant for big purchases like furniture or gadgets. But more families…

Continue Reading“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky
Read more about the article Why UTMA Accounts Make Sense for Helping Grown Children (Not Just for College)

Why UTMA Accounts Make Sense for Helping Grown Children (Not Just for College)

A recent Wall Street Journal article by Hannah Erin Lang (“She’s 7 Years Old. Her Parents Are Saving to Support Her When She’s 30.”, Aug. 25, 2025) highlights a growing…

Continue ReadingWhy UTMA Accounts Make Sense for Helping Grown Children (Not Just for College)
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Recent Posts

  • Start Small, Think Big: How Early Money Habits Set the Stage for Future‑Savings Success
    Start Small, Think Big: How Early Money Habits Set the Stage for Future‑Savings Success
    November 5, 2025/
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  • Raising Future-Ready Kids in the Age of AI – Why Financial Flexibility Matters
    Raising Future-Ready Kids in the Age of AI – Why Financial Flexibility Matters
    November 3, 2025/
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  • Parents Are Saving for Their Kids – But Missing a Big Opportunity
    Parents Are Saving for Their Kids – But Missing a Big Opportunity
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    The Soaring Cost of Child Care – and How to Prepare for Your Child’s Future
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    A 15-minute plan to start your child’s investment account
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