What Are Interest Rates?
Interest rates might alternate between making you feel great and making you feel like you want to pull the covers over your head. You can divide interest rates into two…
How Much Money Should I Have in a Savings Account?
Should you or shouldn’t you have money in a savings account? It’s such a great question because we all hear the perils of putting money into an account that doesn’t…
Saving Solutions for Parents: 529 Plan vs UTMA vs Coverdell
As a parent it’s easy to get bewildered by the different investment options available when setting up a savings plan for your kids. Make the right choice and you’ll get…
How To Pay Down High-Interest Debt
When you’ve decided you want to pay down high-interest debt, give yourself a high-five, a cookie and an ice cream sundae. And a beer. That’s an admirable goal. But now…
What is Compound Interest?
To put it simply, compound interest is the interest you earn on interest. For example, let’s say you invest $100 and it earns five percent interest each year. You’ll tally…
Family Finances During the Pandemic: Americans Are Prioritizing Saving More for their Kids
A Recent UNest/Harris Poll Shows that Parents Saving for their Kids has Increased Dramatically Throughout the Pandemic 2020 was quite a year. No one could have predicted the impact that…
Cropped shot of an unrecognizable man using a credit card and a laptop to shop online at home
How to Track Your Spending (and Why It Is Important)
Ready to start this year with a fresh financial start? Of course you are! ’Tis the season to review, refresh and improve what you can. Why not start with your…
Asian couple talking about buying a new house.
Contributing More to Your Employer’s Retirement Plan
Contributing money to your employer’s retirement plan is a strategic long-term plan to support yourself in your golden years. What should you do if you want to up the ante…
How to Build an Emergency Fund
You may intuitively know you need an emergency fund, but what’s the best way to scrape up the money to get one going? And where should you put the money…
Gifting for Families this Holiday Season
‘Tis the year for online shopping. Or maybe you’re ready to don your mask and brave the mall crowd. This has been a hard year for many families — and…