How to Raise Financially Savvy Kids in a Cashless World
In 2025, money doesn’t always feel real. With tap-to-pay, virtual wallets, and auto-renewing subscriptions, today’s kids are growing up in a world where dollars rarely change hands - and money…
Start Small, Think Big: How Early Money Habits Set the Stage for Future‑Savings Success
When it comes to teaching kids about money, the most important lesson might be this: you don’t have to wait. According to West Virginia University Extension, financial education should begin…
The Benefit of Starting Before Kindergarten vs Waiting
A head start compound advantage grows faster than you think. If you’re saving for a child, time is your biggest ally. Beginning before kindergarten—even with very small amounts—gives your contributions…
Job worries are rising – here’s what to do for your kids
What’s happening Americans are feeling more anxious about jobs and pay. In September, the New York Fed’s Survey of Consumer Expectations found the chance that unemployment will be higher a…
Gas Down Slightly? Redirect the Savings to Your Grandkids
What’s happening Gas prices dipped heading into fall. AAA reported the national average fell five cents in the week ending Sept 25 to $3.15, helped by lower seasonal demand and…
Credit Card Use Is Down. Use That Space to Fund Your Kid’s Future
What’s happening Americans are cutting back on credit-card use. According to MarketWatch (2025-10-07), credit-card balances fell 2.5% year over year in August—the steepest drop since 2020. The Federal Reserve’s G.19…
Boomers over-gift; here’s a smarter way
Grandparents often want to shower their grandkids with love, and what better way than gifts? But many millennial parents see a problem: the stream of stuff is overwhelming, cluttered, and…
What Can a UTMA Actually Pay For?
If you’re a Millennial or Gen Z parent, you’ve probably seen how fast costs pile up for kids—school, activities, tech, even therapy. A UTMA account (Uniform Transfers to Minors Act)…
“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky
“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky “Buy Now, Pay Later” (BNPL) was meant for big purchases like furniture or gadgets. But more families…