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10 Money Rules to Thrive in a Contracting Economy

May 27, 2025

In today’s uncertain economy, smart financial habits are more important than ever. According to MarketWatch, 2025 is shaping up to be a year of economic contraction, making it vital for families to reassess their spending, saving, and investing strategies.

This article highlights 10 money rules that can help protect and grow your wealth—even in a downturn. Some top takeaways include spending mindfully, avoiding unnecessary debt, maintaining emergency savings, and staying committed to long-term investing.

At UNest, we empower families to implement these habits by offering an easy, flexible platform to invest for your child’s future. Our UTMA accounts encourage consistent, automated saving in a tax-advantaged structure—perfect for navigating turbulent financial times with confidence.

Rather than reacting to market fears, use these rules to create a roadmap for generational wealth. A downturn doesn’t have to derail your family’s financial goals. 📲 Start building wealth the smart way at unest.co