Preparing for Parenthood in the Age of AI
Parenting is evolving. In today's digital world, being a parent is no longer just about caretaking - it's about preparing children to succeed in a rapidly changing, tech-driven future. A recent article in Brainz Magazine makes a compelling case that we should start thinking about parenthood as a career, one that requires planning, adaptability, and long-term vision - especially as artificial intelligence reshapes the landscape our kids will grow up in.
AI is transforming the workforce, education systems, and even how we interact daily. For families, this raises big questions: What skills will matter most in the next 10–20 years? How do we teach resilience, curiosity, and financial literacy in a world that's shifting so quickly?
One answer is clear: planning ahead financially is more important than ever.
At UNest, we believe that preparing your child for the future means more than just keeping up with technology. It means giving them a strong financial foundation - one that allows them to explore, experiment, and adapt as opportunities emerge. A UTMA custodial account empowers parents to invest early, building assets that can support a range of future goals: college, trade school, launching a business, or pursuing a creative career.
AI may change what work looks like, but kids will always need tools to navigate adulthood. Teaching financial confidence, modeling smart saving habits, and creating options through long-term investing are powerful ways to support your child's development.
Just like any career, parenthood benefits from a clear strategy. Investing a little each month into a UNest account helps parents turn long-term dreams into achievable outcomes - no matter what the world looks like in 2040.
As technology accelerates, one thing remains constant: kids thrive when they have support, stability, and the freedom to explore their potential. UNest helps you give them all three.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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