What’s Ahead for K-12 Education in 2026 - And Why Parents Should Plan for the Unexpected
As we look ahead to 2026, leading researchers at NWEA are forecasting major shifts in the world of K-12 education - and parents should take note. From AI-powered learning tools to renewed attention on equity and assessment, the education landscape is evolving faster than ever.
A recent article from Data & AI (read it here) outlines key predictions from NWEA experts. Among them:
- Increased reliance on AI to personalize learning experiences
- Greater attention to student mental health and emotional well-being
- Assessment models that focus on student growth rather than static benchmarks
- Expanded access to digital tools in under-resourced communities
These trends suggest that the future of education will not be one-size-fits-all. Students may follow non-traditional learning paths, rely on technology more than textbooks, and need support beyond the classroom.
What This Means for Parents
This kind of rapid change means that parents and caregivers should be thinking not just about where their child goes to school - but how to prepare them for a more flexible, tech-driven, and uncertain future.
That includes financial preparation.
Why Flexibility in Saving Matters
At UNest, we believe every family deserves a financial tool that grows with their child's potential. UTMA custodial accounts offer that flexibility. Unlike college-only savings plans, UTMA accounts can be used for any purpose that benefits the child - whether it's tuition, a coding bootcamp, mental health support, or launching a creative career.
As the education system evolves, financial flexibility becomes more important than ever. A future-focused savings plan gives your child options - and options are power.
Start Building Their Tomorrow
Education in 2026 and beyond will look different. But what won't change is your child's need for opportunity and support. Start saving today with UNest and give them a financial foundation that adapts to whatever path they choose.
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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