The modern family is evolving. A growing number of dads are stepping into full-time caregiver roles, reflecting a significant cultural shift. As Fortune recently reported, more fathers are staying home with their children than ever before. For many, it’s a deliberate choice – driven by changing workplace dynamics, economic considerations, and a desire to be more involved in their kids’ day-to-day lives.
This change in family structure is reshaping conversations about parenting, gender roles, and – importantly – financial planning. When one parent steps away from the workforce, whether temporarily or long term, the household’s financial needs and goals often require a fresh look. That’s especially true for families who want to ensure their children have every opportunity in the years ahead.
At UNest, we believe that every family – regardless of who’s working outside the home – deserves access to simple, flexible tools for building a child’s financial future. That’s where UTMA custodial accounts come in. These accounts allow parents, grandparents, and caregivers to invest on behalf of a child today so they have more options tomorrow.
Whether you’re a stay-at-home dad, a dual-working couple, or anything in between, consistency matters. Just like with a 401(k), small monthly contributions to a UTMA account can grow meaningfully over time. Even twenty-five dollars a month can add up over the years, especially when family and friends chip in around birthdays and holidays.
Stay-at-home parenting is real work – and it’s an investment in your child’s emotional and developmental growth. UNest helps families complement that care with a long-term financial investment. When a child reaches adulthood, the funds can be used for education, a first car, a security deposit, or to start a business. It’s financial flexibility for whatever path they choose.
As more dads take the lead in the home, let’s also lead by example in how we plan for the future. A child who sees financial stability in their home learns valuable lessons about saving, budgeting, and long-term thinking. That’s a legacy worth building – and UNest is here to help.
Start building your child’s future today: get.unest.co/unest-start-investing-today
