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Signs of Financial Progress in 2025

Families Are Cutting Back and Getting Ahead

Encouraging news from Bank of America: Americans are reducing discretionary spending, lowering credit card balances, and showing stronger savings habits. Median checking and savings balances are up compared to February and even pre-pandemic 2019.

UNest applauds these trends—and we want to help families maintain momentum. By combining smart spending with consistent saving, families can build the future they envision for their children.