It’s no secret that raising children comes with growing financial responsibilities. From everyday needs to future aspirations, parents want to set their kids up for success — emotionally, educationally, and financially. But in a world where costs are rising and college is no longer the only path forward, how can families plan wisely for the years ahead?
A recent article highlights an essential truth: the earlier you start, the more options your child will have. Whether it’s covering the cost of college, helping with a down payment on a home, or supporting career training, having flexible funds available makes a meaningful difference.
Why UNest and UTMAs Matter
UNest’s UTMA custodial accounts give families an easy way to start saving and investing on behalf of their children — no complicated paperwork, no high barriers to entry. With just a few taps in the app, you can set up recurring contributions and begin building a financial foundation that grows with your child.
Unlike 529 plans that are limited to education expenses, UTMA accounts can be used for anything that benefits the child. That includes school costs, but also things like summer programs, a reliable car, or even launching a small business. You’re not locking into one vision of the future — you’re keeping the door open.
The Power of Consistency
You don’t need thousands of dollars to get started. Even small, regular deposits — like $25 a month — add up over time. And by investing rather than just saving, you create potential for long-term growth that keeps pace with your child’s needs.
UNest makes it simple to automate contributions, invite family and friends to gift directly to your child’s account, and track progress in one place.
Wrap-Up
Planning for your child’s future doesn’t have to be overwhelming. Start small. Stay steady. And choose tools that grow with your family.
Open your UNest account today and invest in what matters most: their future
