Creativity Keeps Us Sharp—And So Does Financial Planning

Science Daily recently highlighted how creativity helps preserve cognitive function as we age. But creativity doesn’t stop at art or writing—it can apply to your finances, too.

At UNest, we believe smart families take a creative approach to long-term planning. Our app offers an intuitive way for parents to invest in their children’s future through flexible, tax-advantaged accounts. Whether you’re planning for college, launching a business, or simply giving your child a strong start, creativity and commitment go hand-in-hand.

Your family’s future isn’t just about numbers—it’s a canvas waiting to be filled. Let UNest help you sketch a legacy that lasts. 👉 Download the app and start building creatively today!

Start Investing Today with UNest

Don't just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.

Jill Schlesinger

Emmy winning Business Analyst

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Straightforward “starter” investing account for kids

JILL SCHLESINGER

Emmy winning Business Analyst

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.

Jim Cramer

CNBC Host

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Give children money that can accumulate over time

Jim Cramer

CNBC Host

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