How Smart Parents Use Tech to Invest in Their Child’s Future
Technology is transforming how families save, plan, and invest—and for good reason. More than ever, parents are seeking tools that are easy to use, flexible, and built for real-life budgets. UNest delivers on all fronts—helping you invest for your child’s future with just a few taps on your phone.
Here’s why tech-savvy parents are choosing UNest:
- Simplicity meets impact
UNest was built with parents in mind. Open an account in minutes, set up recurring contributions, and track progress—all from your phone. No spreadsheets or complicated investment jargon. - Flexibility for your family’s unique goals
Unlike 529 plans that restrict spending to education, UNest’s UTMA-based accounts allow funds to be used for anything that benefits your child—college, a car, a startup, or even travel. - Automatic savings = consistent growth
Set it and forget it. With automatic deposits, your savings grow steadily without requiring daily attention. You’ll be surprised at how quickly even small amounts add up. - UNest Rewards turn spending into saving
Earn contributions by shopping with your favorite brands. It’s one of the easiest ways to grow your child’s account—just by living life. - Real-time visibility
See your investment performance, track rewards, and adjust your contributions anytime. UNest gives you full control with zero guesswork.
This article reinforces a powerful truth: the best investment tools are the ones you’ll actually use. And that’s what makes UNest such a great fit for today’s parents.
You don’t need to be a financial expert to give your child a strong start. You just need the right app. 📲 Use the power of technology to invest in your child’s dreams—start with UNest today!
Don't just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.
Jill Schlesinger
Emmy winning Business Analyst
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Straightforward “starter” investing account for kids
JILL SCHLESINGER
Emmy winning Business Analyst
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.
Jim Cramer
CNBC Host
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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