How Lenders Use Your Credit Scores
Lenders want to know your credit history to decide whether they should approve you for a loan or deny you. They use risk assessments and underwriting to determine how much…
Lenders want to know your credit history to decide whether they should approve you for a loan or deny you. They use risk assessments and underwriting to determine how much…
Credit scores might mystify you, and that's completely understandable. However, don't throw your hands up just yet. It's a good idea to know a certain amount about credit scores. Let's…
How much time do you spend talking about money with your spouse or partner? (Not counting fighting about money!) You may not have grown up with the same views on…
Kids in general like money, and kids ages nine to 12 are no exception. They start to realize the power of money and what it can buy for them in…
Kids at this age can understand that you have to earn money: "Mom and Dad go to work to earn money so that we can buy you groceries and clothes."…
Think back on your own childhood experiences with money. Did your parents talk about money with you or did they refuse to utter the m-word? Worse, did they fight about…
The American Rescue Plan recently expanded the Child Tax Credit to help families afford the essentials. This expansion will impact 39 million families set to receive monthly child payments beginning…
Have you ever had the "Do you give your child an allowance?" chat with other parents? If you have, you probably encounter at least one parent who sticks to one…
Learn general guidelines on how to get health insurance, whether you get it from your employer, the Marketplace, Medicare, Medicaid or as a supplement. Step 1: Determine your needs. Start…
You can choose from various types of health insurance. Learn more about the different types below. Health Maintenance Organization (HMO) HMOs offer a list of participating doctors from a specified…