The Future of Learning Is Already Here: What Parents Should Know
Education is transforming faster than ever. Understand what these changes mean for your child's future.
Continue Reading →
6 Money Habits Gen Z Needs in 2026 – and Why Parents Should Pay Attention
Gen Z faces unique financial challenges in 2026. These six habits will set them up for success.
Continue Reading →
Helping Kids Navigate an AI-Driven Future Starts Now
AI will transform your child's career landscape. Prepare them now with flexible financial resources.
Continue Reading →
The Rise of Early Financial Education
Financial education is starting earlier than ever before. Support classroom lessons with real-world investing.
Continue Reading →
Investing for Kids Builds Financial Independence
Investing for kids teaches lessons and builds real wealth. Set them up for true financial independence.
Continue Reading →
Start Early - Why Investment Accounts for Kids Matter
Early investment accounts harness the full power of time. Starting now makes a dramatic difference in outcomes.
Continue Reading →
Helping Your Child Buy a Home? Start Planning Early With a UTMA
Home ownership is increasingly out of reach for young adults. Start planning early to help your child buy someday.
Continue Reading →
5 Essential Money Lessons Every Kid Should Learn Early
Some money lessons are too important to delay. Teach these five essential concepts while kids are young.
Continue Reading →
Your Child Might Not Choose College - and That’s OK
College isn't the only path to success anymore. Flexible savings accounts support any future your child chooses.
Continue Reading →
How to Raise Financially Savvy Kids in a Cashless World
Cash is disappearing, making money abstract for kids. Teach financial skills in a digital-first world.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
Tap for more
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
Read
Tap to flip back
Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
Tap for more
…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
Read
Tap to flip back
Give children money that can accumulate over time
Jim Cramer
CNBC Host
Tap for more
You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
Watch
Tap to flip back