The Rise of 401(k) Millionaires Shows Why Starting Early Matters for Every Family
401(k) millionaires prove the power of consistent investing. Apply these principles to your child's future.
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Start Early, Plan Smart: A Practical Guide to Saving for Your Child’s Future
Smart planning and early action are key to success. This guide shows you how to save effectively.
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Why Financial Literacy Education in Schools Matters More Than Ever
School-based financial education is expanding nationwide. Reinforce these crucial lessons at home.
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Kudos to the Dells: A Gift that Grows
The best gifts grow in value over time. Investing for children creates lasting family legacies.
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The Future of Learning Is Already Here: What Parents Should Know
Education is transforming faster than ever. Understand what these changes mean for your child's future.
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6 Money Habits Gen Z Needs in 2026 – and Why Parents Should Pay Attention
Gen Z faces unique financial challenges in 2026. These six habits will set them up for success.
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Helping Kids Navigate an AI-Driven Future Starts Now
AI will transform your child's career landscape. Prepare them now with flexible financial resources.
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The Rise of Early Financial Education
Financial education is starting earlier than ever before. Support classroom lessons with real-world investing.
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Investing for Kids Builds Financial Independence
Investing for kids teaches lessons and builds real wealth. Set them up for true financial independence.
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Start Early - Why Investment Accounts for Kids Matter
Early investment accounts harness the full power of time. Starting now makes a dramatic difference in outcomes.
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Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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