Helping Your Child Buy a Home? Start Planning Early With a UTMA
Home ownership is increasingly out of reach for young adults. Start planning early to help your child buy someday.
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5 Essential Money Lessons Every Kid Should Learn Early
Some money lessons are too important to delay. Teach these five essential concepts while kids are young.
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Your Child Might Not Choose College - and That’s OK
College isn't the only path to success anymore. Flexible savings accounts support any future your child chooses.
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How to Raise Financially Savvy Kids in a Cashless World
Cash is disappearing, making money abstract for kids. Teach financial skills in a digital-first world.
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Parenting Trends in 2025: What They Mean for Your Child’s Financial Future
Parenting trends are evolving rapidly in 2025. Understand how these shifts affect your financial planning.
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Start Small, Think Big: How Early Money Habits Set the Stage for Future‑Savings Success
Small early habits create big financial outcomes. Teach your kids money skills that compound over time.
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Raising Future-Ready Kids in the Age of AI - Why Financial Flexibility Matters
The AI age demands adaptable skills and finances. Give your kids the flexibility to thrive in any future.
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Parents Are Saving for Their Kids - But Missing a Big Opportunity
Many parents save but miss key investment opportunities. Learn what you might be overlooking in your strategy.
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The Soaring Cost of Child Care - and How to Prepare for Your Child’s Future
Child care costs are straining family budgets. Plan ahead to ensure you can still save for their future.
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A 15-minute plan to start your child’s investment account
Opening an investment account takes less time than you think. Follow this 15-minute plan to get started today.
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Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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