The Growing Importance of Financial Literacy in 2025

The Growing Importance of Financial Literacy in 2025

Financial Literacy

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Financial Literacy Month - A Lifeline for Families

Financial Literacy Month - A Lifeline for Families

April was Financial Literacy Month, and the U.S. Treasury has reaffirmed its commitment to advancing financial education nationwide.

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Protecting Your Child's Education Amid Budget Cuts

Protecting Your Child's Education Amid Budget Cuts

With federal education funding under pressure, many parents are asking a critical question: What can we do to protect our children's futures?

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Flexible Investment Accounts That Grow With Your Child

Flexible Investment Accounts That Grow With Your Child

Your child's future is full of possibilities,and UNest is here for all of them. Our flexible custodial accounts are ideal for everything from college to...

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The Secret Steps to Financial Independence

The Secret Steps to Financial Independence

Financial independence isn't just for adults,it's a mindset to pass down. According to Investopedia, the key steps include investing consistently, avoiding...

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Financial Confidence in Uncertain Times

Financial Confidence in Uncertain Times

As consumer confidence wavers, financial stress is hitting households harder than ever.

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Turn Everyday Spending Into Future Savings with UNest

Turn Everyday Spending Into Future Savings with UNest

With UNest Rewards, you can earn while you shop.

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Why Young Moms Need to Start Investing Now

Why Young Moms Need to Start Investing Now

Young moms have time on their side. Discover why starting to invest now can transform your family's financial future.

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5 Fun Facts About UNest That Make Saving for Your Child Easier

5 Fun Facts About UNest That Make Saving for Your Child Easier

Did you know that with UNest

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Why ETFs Should Be Part of Every Family's Investment Strategy

Why ETFs Should Be Part of Every Family's Investment Strategy

Exchange-Traded Funds (ETFs) are a powerful tool for long-term investing,especially for families.

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Don’t just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

Dave Ramsey

Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Jill Schlesinger

Straightforward “starter” investing account for kids

Jill Schlesinger

Emmy winning Business Analyst

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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.

Jill Schlesinger

Emmy winning Business Analyst

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Jim Cramer

Give children money that can accumulate over time

Jim Cramer

CNBC Host

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.

Jim Cramer

CNBC Host

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