
The Growing Importance of Financial Literacy in 2025
Financial Literacy
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Financial Literacy Month - A Lifeline for Families
April was Financial Literacy Month, and the U.S. Treasury has reaffirmed its commitment to advancing financial education nationwide.
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Protecting Your Child's Education Amid Budget Cuts
With federal education funding under pressure, many parents are asking a critical question: What can we do to protect our children's futures?
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Flexible Investment Accounts That Grow With Your Child
Your child's future is full of possibilities,and UNest is here for all of them. Our flexible custodial accounts are ideal for everything from college to...
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The Secret Steps to Financial Independence
Financial independence isn't just for adults,it's a mindset to pass down. According to Investopedia, the key steps include investing consistently, avoiding...
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Financial Confidence in Uncertain Times
As consumer confidence wavers, financial stress is hitting households harder than ever.
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Turn Everyday Spending Into Future Savings with UNest
With UNest Rewards, you can earn while you shop.
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Why Young Moms Need to Start Investing Now
Young moms have time on their side. Discover why starting to invest now can transform your family's financial future.
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5 Fun Facts About UNest That Make Saving for Your Child Easier
Did you know that with UNest
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Why ETFs Should Be Part of Every Family's Investment Strategy
Exchange-Traded Funds (ETFs) are a powerful tool for long-term investing,especially for families.
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Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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