101 Investing Tips for Families Starting Their Financial Journey

101 Investing Tips for Families Starting Their Financial Journey

Starting your investing journey can feel overwhelming,but it doesn't have to be.

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How AI and Financial Tools like UNest are Transforming the Future for Every Child

How AI and Financial Tools like UNest are Transforming the Future for Every Child

Artificial Intelligence continues to reshape how we learn, work, and live,its role in education is especially powerful.

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Gifting Without Undermining Your Security

Gifting Without Undermining Your Security

You can give generously without jeopardizing your retirement. Balance gifting with your own financial security.

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Holiday sale frenzy? Swap one item for a deposit

Holiday sale frenzy? Swap one item for a deposit

Skip one holiday purchase and invest it instead. Small redirected spending adds up to significant savings.

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Parents Are Saving More—Why Many Are Overlooking Formal Investment Accounts

Parents Are Saving More—Why Many Are Overlooking Formal Investment Accounts

Parents are saving more but often in the wrong places. Formal investment accounts offer superior growth potential.

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10 Practical Ways to Boost Your Credit Score in 30 Days

10 Practical Ways to Boost Your Credit Score in 30 Days

10 Practical Ways to Boost Your Credit Score in 30 Days

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Save the Planet, while Saving for Your Kids

Save the Planet, while Saving for Your Kids

Kids love getting presents. And most people love giving them.

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3 advantages of using a UTMA account to quick-start your child's future

3 advantages of using a UTMA account to quick-start your child's future

<h1>3 Advantages of Using a UTMA Account.</h1>

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7 baby shower cake ideas that are sure to steal the show

7 baby shower cake ideas that are sure to steal the show

<h1>Unique Baby Shower Cake Ideas and Designs</h1>

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Saving for college,when is the right time to start?

Saving for college,when is the right time to start?

<h1>When should parents start saving for college?</h1>

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Don’t just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

Dave Ramsey

Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Jill Schlesinger

Straightforward “starter” investing account for kids

Jill Schlesinger

Emmy winning Business Analyst

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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.

Jill Schlesinger

Emmy winning Business Analyst

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Jim Cramer

Give children money that can accumulate over time

Jim Cramer

CNBC Host

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.

Jim Cramer

CNBC Host

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