REAL PEOPLE ASKING QUESTIONS

REAL PEOPLE ASKING QUESTIONS

A. "Yep!

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Time Can be Your Friend

Time Can be Your Friend

People live by the calendar and operate by the clock. When you are late turning in your papers, your grade gets lowered.

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Solved: You Don't Need to Be Rich to Invest

Solved: You Don't Need to Be Rich to Invest

What do you feel when you learn about other families' successful kids? Jealousy?

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Fear of Investing

Fear of Investing

We know our kids can be scared of many things: the dark, monsters under the bed, creepy bugs or ghosts.

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Families of U-Nest: Darren, Lauren with William and Charlotte

Families of U-Nest: Darren, Lauren with William and Charlotte

1. How many kids do you have?

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NATIONAL 529 DAY: FEE-FREE COLLEGE SAVINGS FOR FAMILIES

NATIONAL 529 DAY: FEE-FREE COLLEGE SAVINGS FOR FAMILIES

A recent U-Nest study found that 90 percent of parents believe they should pay for at least some of their kid's college education.

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What legacy can parents with student loans leave to their kids (that isn't more student loans)?

What legacy can parents with student loans leave to their kids (that isn't more student loans)?

Most parents hope to create wealth to benefit their children. They dream of helping their children become successful, so they can pass prosperity on to the...

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College Savings Crisis - Survey Results

College Savings Crisis - Survey Results

Parents prioritize saving for their children over saving for retirement, paying off a mortgage, taking a vacation, and paying off their own student debt.

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Families of U-Nest: Olga with Alexa and Dasha

Families of U-Nest: Olga with Alexa and Dasha

I have two kids: identical twin girls. They are almost ten years old now.

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Families of U-Nest: Tanya, Sam and Evelyne

Families of U-Nest: Tanya, Sam and Evelyne

We have a daughter who is 15 months old.

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Don’t just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

Dave Ramsey

Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Jill Schlesinger

Straightforward “starter” investing account for kids

Jill Schlesinger

Emmy winning Business Analyst

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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.

Jill Schlesinger

Emmy winning Business Analyst

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Jim Cramer

Give children money that can accumulate over time

Jim Cramer

CNBC Host

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.

Jim Cramer

CNBC Host

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