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UNest Rewards

Your everyday shopping adds to their future.

Shop the brands your family already uses. They invest money in your child's account.

Get StartedSee partner brands

Forbes AdvisorBest Custodial Accounts of 2026

Lemonade added $8.00 to Dylan’s account.Reward from a purchase.Just now

How it works

Three steps. Then just shop.

  1. 1

    Pick an offer in the app.

    Open UNest Rewards and tap the brand you want to shop with or sign up for.

  2. 2

    Shop in the same visit.

    Finish your purchase or sign-up in the same session to qualify.

  3. 3

    The brand adds to their account.

    Once the brand approves it, the reward goes straight into your child's UNest account. You'll see it in the app.

Partner brands

50+ brands you already shop.

Offers shown are from the UNest app and can change. Check the app for the latest reward from each brand.

Showing 15 of 53 brands. Brands families have claimed come first, from most to least claimed (May to November 2026), followed by every other live offer in the UNest app.

It adds up

Small rewards can grow into something big.

Rewards are invested in your child's account. Keep earning them every year, and that money has years to grow.

$60
Newborn
Add deposits and gifts in the Savings Calculator
This year's $60$222hypothetical value at 18
$60 every year$2,247hypothetical value at 18
  • Rewards you earn$1,080
  • Hypothetical growth$1,167
Hypothetical illustration only. Assumes rewards are invested once a year and earn an 8% annual return for an aggressive portfolio, before fees, taxes and inflation. Investments can lose value. Actual results will vary. It is for informational purposes only, does not reflect actual investment results and is not a guarantee of future performance.

FAQs

Questions about Rewards

Does it cost anything?
No extra cost. You pay the brand's usual price, and the brand adds the reward. You need a funded UNest account to earn rewards.
When do rewards show up?
Rewards can take up to a few months to post, because each brand approves the purchase first. You'll see each one in the app when it lands.
Do I need to link a card?
No. Tap the offer in the UNest app, then finish your purchase or sign-up in the same session.
Are rewards taxable?
UNest does not provide tax advice. A tax professional can help with your situation.
Can grandparents earn rewards for my child?
Yes. They can also give directly with your gift link. See how gifting works.

Forbes AdvisorBest Custodial Accounts of 2026

Start your child's account in minutes.

First year free on balances up to $300. Family can give with one link.*

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  • 100K+ registered parents
  • $50M+ invested
  • 4.7 App Store rating
  • Veteran-led