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Student Loan Backlog Highlights Why Saving Early Matters

June 11, 2025

This crisis illustrates how crucial it is to prepare early. Imagine your child entering adulthood with a financial head start instead of a student loan burden. With UNest, that’s possible.

You don’t have to contribute a lot to make a big impact. Just starting early—and staying consistent—allows you to take advantage of compound interest. Over time, even small monthly contributions can add up to thousands of dollars in future value. And unlike traditional 529 plans, UNest accounts are flexible: your child’s funds can be used for any life milestone, not just education.

UNest also allows your extended family to contribute, helping you turn birthdays and holidays into financial stepping stones. It’s not just about saving—it’s about building a culture of financial empowerment within your household and beyond.

According to Investopedia, nearly 2 million student loan applications are delayed in the current servicing backlog—adding stress and uncertainty for millions of families. But what if your child never had to worry about student loans at all?

At UNest, we believe in building a different future. By starting early and saving consistently, families can give their children the gift of choice—freedom from debt, and the power to pursue their dreams without financial burden.

Student debt continues to be one of the biggest obstacles to long-term financial wellness. But UNest offers a simple solution: tax-advantaged investment accounts designed to grow with your child. Whether it’s education, travel, or career goals, your contributions today set the foundation for a life free from loan stress.

Planning smarter starts now—not when it’s too late.

Download the UNest app to begin investing in your child’s debt-free future.