Why UTMA Often Beats CDs or Savings for Grandkids
When you’re setting money aside for a grandchild, it’s tempting to lean on bank CDs or high-yield savings accounts. After all, the yields on those are tempting right now. But…
When you’re setting money aside for a grandchild, it’s tempting to lean on bank CDs or high-yield savings accounts. After all, the yields on those are tempting right now. But…
What’s happeningAmericans are feeling more anxious about jobs and pay. In September, the New York Fed’s Survey of Consumer Expectations found the chance that unemployment will be higher a year…
What’s happening Gas prices dipped heading into fall. AAA reported the national average fell five cents in the week ending Sept 25 to $3.15, helped by lower seasonal demand and…
What’s happening Americans are cutting back on credit-card use. According to MarketWatch (2025-10-07), credit-card balances fell 2.5% year over year in August—the steepest drop since 2020. The Federal Reserve’s G.19…
Grandparents often want to shower their grandkids with love, and what better way than gifts? But many millennial parents see a problem: the stream of stuff is overwhelming, cluttered, and…
Talking money with a partner can feel awkward, but avoiding it often causes bigger problems later. Strong couples do not avoid finance; they make it less scary and more routine.…
If you’re a Millennial or Gen Z parent, you’ve probably seen how fast costs pile up for kids—school, activities, tech, even therapy. A UTMA account (Uniform Transfers to Minors Act)…
“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky“Buy Now, Pay Later” (BNPL) was meant for big purchases like furniture or gadgets. But more families are…
A recent Wall Street Journal article by Hannah Erin Lang (“She’s 7 Years Old. Her Parents Are Saving to Support Her When She’s 30.”, Aug. 25, 2025) highlights a growing…
College costs keep climbing, and the latest Trends in College Pricing report from the College Board confirms what many parents already feel: tuition and fees rise year after year. In…