LATEST POSTS
Why Investing for Your Child in 2026 Matters More Than Ever
Compound growth, shrinking timelines, and a generation entering the most complex economy yet. Here's why starting now changes everything.
Continue Reading →
Money Habits Start Earlier Than You Think. Try This Weekend.
Kids form money habits between ages 3 and 7. Three simple activities you can try with your kids this weekend, no apps needed.
Continue Reading →
Tax Refund 2026: A Smart Parent's Guide to Using Yours
The average 2026 tax refund hit $3,571. Here's how parents are turning theirs into a real head start for their kids.
Continue Reading →
Raising a Child Is 28% More Expensive. What Parents Can Do.
The cost of raising a kid jumped 28% in three years. Here are the money moves parents are making to keep up without falling behind.
Continue Reading →
Kids and Money: Why Early Financial Lessons Matter
Kids start learning about money earlier than you think. Small conversations and simple habits now can shape their financial future.
Continue Reading →
Why Financial Education for Teens Matters Now
Teens face real money decisions earlier than ever. Here's why teaching them about saving, credit, and investing now sets them up for life.
Continue Reading →
Gen Z Wants Peace of Mind, Not Just Paychecks
Gen Z cares more about financial security than big salaries. Here's how parents can teach money lessons that actually stick.
Continue Reading →
How Gen Alpha Is Already Redefining Money Habits
Gen Alpha is growing up in a digital-first world, and their money habits reflect it. Here's what parents should know and how to get ahead.
Continue Reading →
Gen Alpha Is Rewriting the Rules of Money
Gen Alpha kids are learning about money earlier than any generation before them. Here's how parents can turn that curiosity into real financial skills.
Continue Reading →
The Power of Budgeting Together as a Family
Family budgeting builds trust, teaches kids about money, and turns small habits into real results. Here's how to get your whole family involved.
Continue Reading →
Why Teens Need Guidance Before Investing
More teens are investing than ever, but without the right support, they risk building bad habits. Here's how families can help.
Continue Reading →
Why Every Family Needs a Financial Plan
A family financial plan reduces stress, keeps spending in check, and aligns daily decisions with long-term goals. Here's how to start.
Continue Reading →
Gen Z Parenting In A Social Media World
Parenting has always reflected the world families live in. For Gen Z parents, that world is shaped by social media, constant connectivity, and growing...
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
Tap for more
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
Read
Tap to flip back
Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
Tap for more
…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
Read
Tap to flip back
Give children money that can accumulate over time
Jim Cramer
CNBC Host
Tap for more
You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
Watch
Tap to flip back