How AI and Financial Tools like UNest are Transforming the Future for Every Child

Artificial Intelligence continues to reshape how we learn, work, and live—its role in education is especially powerful. New tech-driven tools are enabling more inclusive learning environments, especially for students with disabilities. Adaptive software, AI tutors, and voice assistants are making classrooms more accessible than ever.

The same principles of access and opportunity apply to family finance. At UNest, we believe that every child—regardless of background—deserves a chance at a strong financial future. That’s why our app simplifies long-term investing for families, helping parents and grandparents grow tax-advantaged savings with just a few clicks.

🌱 Whether it’s a college fund or a safety net, the future begins with small steps today.

📲 Ready to build your child’s financial foundation? Download the UNest app today!

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Don't just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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...you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA ... or UTMA ... account.

Jill Schlesinger

Emmy winning Business Analyst

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Straightforward “starter” investing account for kids

JILL SCHLESINGER

Emmy winning Business Analyst

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn't need lawyers to create.... I think it's one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that's how you take care of your family.

Jim Cramer

CNBC Host

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Give children money that can accumulate over time

Jim Cramer

CNBC Host

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