You are currently viewing Planning Ahead for Big Dreams—One Step at a Time

Planning Ahead for Big Dreams—One Step at a Time

July 18, 2025

According to Business Insider, starting early is one of the most powerful tools parents have when building wealth for their children’s future. The sooner you begin investing, the more time compound growth has to do its work—turning small contributions into significant opportunities.

At UNest, our entire mission is built around this idea: empowering families to start investing today, even if it’s just a little. It’s never too early—and it’s never too small—to begin planning for a child’s dreams.

Here’s how UNest helps turn today’s actions into tomorrow’s rewards:

  1. Compound interest is your secret weapon
    The earlier you begin saving, the more time your investments have to grow. A $25/month contribution today could be worth far more by the time your child turns 18—thanks to compound interest working quietly in the background.
  2. UNest makes investing simple
    We’ve removed the traditional barriers that make investing feel complex. With UNest, you don’t need to be an expert. Just open an account, choose your contribution level, and let our platform do the rest.
  3. Every bit helps—even the unexpected ones
    Through UNest Rewards, you can earn money for your child’s account by shopping with popular brands. You’re already spending—why not let some of those dollars go toward your child’s future?
  4. Flexibility for any dream
    UNest accounts aren’t just for college. They’re built on UTMA accounts, which can be used for anything that supports your child’s future—trade school, starting a business, a down payment, or travel.

Business Insider reminds us that waiting for the “right time” can mean missing out on key growth years. Even if your budget is tight, small, steady steps forward can create a huge difference over the long term.

Don’t wait for tomorrow to start building. Your child’s future begins today—with one simple step.  📲 Open your UNest account and start building for your child’s dreams.