What Can a UTMA Actually Pay For?
If you’re a Millennial or Gen Z parent, you’ve probably seen how fast costs pile up for kids—school, activities, tech, even therapy. A UTMA account (Uniform Transfers to Minors Act)…
“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky
“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky “Buy Now, Pay Later” (BNPL) was meant for big purchases like furniture or gadgets. But more families…
Why UTMA Accounts Make Sense for Helping Grown Children (Not Just for College)
A recent Wall Street Journal article by Hannah Erin Lang (“She’s 7 Years Old. Her Parents Are Saving to Support Her When She’s 30.”, Aug. 25, 2025) highlights a growing…
Why the Rising Cost of College Makes Flexible Savings Smarter Than Ever
College costs keep climbing, and the latest Trends in College Pricing report from the College Board confirms what many parents already feel: tuition and fees rise year after year. In…
How Much to Save for College at Every Age: UNest Helps Parents Hit the Benchmarks
August 22, 2025 When it comes to saving for your child’s future, one of the biggest questions parents face is: Am I saving enough for college?A recent MarketWatch article tackled…
Postpartum Sleep Deprivation: Why New Moms Struggle With Rest (and How UNest Helps)
August 21, 2025 Bringing a baby into the world is a joyful, life-changing milestone—but for first-time moms, it’s often paired with one of the toughest challenges: severe sleep deprivation. A…
Do You Really Understand Money? Take the Quiz
August 20, 2025 Think you’re financially savvy? A recent MarketWatch article suggests that most people overestimate their money knowledge. In fact, this short five-question quiz below revealed surprising gaps in…
Financial Literacy Scores Stuck at 49%: How Families Can Break the Cycle
August 19, 2025 A recent study from the TIAA Institute and GFLEC (Global Financial Literacy Excellence Center) paints a sobering picture of America’s financial literacy landscape: national financial literacy scores…
Global Wealth Gap Explained: How Families Can Protect Their Future
August 18, 2025 The Financial Times recently highlighted a sobering reality: global wealth is concentrating faster than ever before. At the same time, a Pew Research Center survey found that…
Building Wealth Early through Mandatory Financial Literacy Education
August 15, 2025 Financial literacy isn't just a life skill—it's a foundation for long-term financial well-being and generational equity. In her March 14, 2025 article, Kristina Vorndran makes a compelling case:…