The Soaring Cost of Child Care – and How to Prepare for Your Child’s Future
Child care is now one of the biggest expenses families face. According to a recent CNBC report, the average annual cost of child care in the U.S. is over $11,500…
A 15-minute plan to start your child’s investment account
A quick, shame-free plan to start a child’s investing habit. Automate $25/month and keep it simple with UNest.What’s happeningMany families feel squeezed by everyday costs. The Consumer Price Index is…
The Benefit of Starting Before Kindergarten vs Waiting
A head start compound advantage grows faster than you think. If you’re saving for a child, time is your biggest ally. Beginning before kindergarten—even with very small amounts—gives your contributions…
Why UTMA Often Beats CDs or Savings for Grandkids
When you’re setting money aside for a grandchild, it’s tempting to lean on bank CDs or high-yield savings accounts. After all, the yields on those are tempting right now. But…
Job worries are rising – here’s what to do for your kids
What’s happening Americans are feeling more anxious about jobs and pay. In September, the New York Fed’s Survey of Consumer Expectations found the chance that unemployment will be higher a…
Gas Down Slightly? Redirect the Savings to Your Grandkids
What’s happening Gas prices dipped heading into fall. AAA reported the national average fell five cents in the week ending Sept 25 to $3.15, helped by lower seasonal demand and…
Credit Card Use Is Down. Use That Space to Fund Your Kid’s Future
What’s happening Americans are cutting back on credit-card use. According to MarketWatch (2025-10-07), credit-card balances fell 2.5% year over year in August—the steepest drop since 2020. The Federal Reserve’s G.19…
Boomers over-gift; here’s a smarter way
Grandparents often want to shower their grandkids with love, and what better way than gifts? But many millennial parents see a problem: the stream of stuff is overwhelming, cluttered, and…
Money talk with your partner: 10-minute plan
Talking money with a partner can feel awkward, but avoiding it often causes bigger problems later. Strong couples do not avoid finance; they make it less scary and more routine.…