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Read more about the article Credit Card Use Is Down. Use That Space to Fund Your Kid’s Future

Credit Card Use Is Down. Use That Space to Fund Your Kid’s Future

What’s happening Americans are cutting back on credit-card use. According to MarketWatch (2025-10-07), credit-card balances fell 2.5% year over year in August—the steepest drop since 2020. The Federal Reserve’s G.19…

Continue ReadingCredit Card Use Is Down. Use That Space to Fund Your Kid’s Future
Read more about the article Boomers over-gift; here’s a smarter way

Boomers over-gift; here’s a smarter way

Grandparents often want to shower their grandkids with love, and what better way than gifts? But many millennial parents see a problem: the stream of stuff is overwhelming, cluttered, and…

Continue ReadingBoomers over-gift; here’s a smarter way
Read more about the article Money talk with your partner: 10-minute plan

Money talk with your partner: 10-minute plan

Talking money with a partner can feel awkward, but avoiding it often causes bigger problems later. Strong couples do not avoid finance; they make it less scary and more routine.…

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Read more about the article What Can a UTMA Actually Pay For?

What Can a UTMA Actually Pay For?

If you’re a Millennial or Gen Z parent, you’ve probably seen how fast costs pile up for kids—school, activities, tech, even therapy. A UTMA account (Uniform Transfers to Minors Act)…

Continue ReadingWhat Can a UTMA Actually Pay For?
Read more about the article “Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky

“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky

“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky “Buy Now, Pay Later” (BNPL) was meant for big purchases like furniture or gadgets. But more families…

Continue Reading“Buy Now, Pay Later” is moving into groceries and bills—here’s why that’s risky
Read more about the article Why UTMA Accounts Make Sense for Helping Grown Children (Not Just for College)

Why UTMA Accounts Make Sense for Helping Grown Children (Not Just for College)

A recent Wall Street Journal article by Hannah Erin Lang (“She’s 7 Years Old. Her Parents Are Saving to Support Her When She’s 30.”, Aug. 25, 2025) highlights a growing…

Continue ReadingWhy UTMA Accounts Make Sense for Helping Grown Children (Not Just for College)
Read more about the article Why the Rising Cost of College Makes Flexible Savings Smarter Than Ever

Why the Rising Cost of College Makes Flexible Savings Smarter Than Ever

College costs keep climbing, and the latest Trends in College Pricing report from the College Board confirms what many parents already feel: tuition and fees rise year after year. In…

Continue ReadingWhy the Rising Cost of College Makes Flexible Savings Smarter Than Ever
Read more about the article How Much to Save for College at Every Age: UNest Helps Parents Hit the Benchmarks

How Much to Save for College at Every Age: UNest Helps Parents Hit the Benchmarks

August 22, 2025 When it comes to saving for your child’s future, one of the biggest questions parents face is: Am I saving enough for college?A recent MarketWatch article tackled…

Continue ReadingHow Much to Save for College at Every Age: UNest Helps Parents Hit the Benchmarks
Read more about the article Postpartum Sleep Deprivation: Why New Moms Struggle With Rest (and How UNest Helps)

Postpartum Sleep Deprivation: Why New Moms Struggle With Rest (and How UNest Helps)

August 21, 2025 Bringing a baby into the world is a joyful, life-changing milestone—but for first-time moms, it’s often paired with one of the toughest challenges: severe sleep deprivation. A…

Continue ReadingPostpartum Sleep Deprivation: Why New Moms Struggle With Rest (and How UNest Helps)
Read more about the article Do You Really Understand Money? Take the Quiz

Do You Really Understand Money? Take the Quiz

August 20, 2025 Think you’re financially savvy? A recent MarketWatch article suggests that most people overestimate their money knowledge. In fact, this short five-question quiz below revealed surprising gaps in…

Continue ReadingDo You Really Understand Money? Take the Quiz
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Recent Posts

  • 6 Money Habits Gen Z Needs in 2026 – and Why Parents Should Pay Attention
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