6 Ways to Reduce Costs in 2025—And One That Builds the Future
Smart cost-cutting creates opportunities to invest in your child's future. Discover six ways to save and one that builds wealth.
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Financial Power for Women Starts at Home
Teaching financial skills at home empowers the next generation of women. UNest makes building wealth accessible for every family.
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Overwhelmed by Finances? Start Small with UNest
Financial planning doesn't have to be overwhelming. Start small with UNest and build your child's future one step at a time.
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Success Stories Begin with Early Saving - Let UNest Be a Part of Your Success Story
Every success story starts with early financial planning. Let UNest help you write your family's path to financial freedom.
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Raising Financially Responsible Kids Starts at Home
Teaching kids about money at home builds lifelong financial habits. UNest gives parents tools to start money conversations early.
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Stretching Dollars, Growing Dreams
Even modest savings can lead to big opportunities over time. UNest makes it easy to invest starting with just a few dollars.
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Stories Teach—and They Build Legacies
Research shows storytelling is powerful for teaching kids about money. Start building your family's financial legacy today.
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Financial Literacy Must Include Equality—UNest Can Help
Financial literacy should be accessible to all families. UNest helps level the playing field with simple tools for building wealth.
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Sleep Matters - So Does Financial Peace of Mind
Good sleep and financial peace go hand in hand. Reduce money stress to improve both your wealth and well-being.
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What Juneteenth Teaches Us About Building Generational Wealth
Juneteenth celebrates freedom and opportunity. Honor this legacy by building generational wealth for your family.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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