Stories Teach—and They Build Legacies
Research shows storytelling is powerful for teaching kids about money. Start building your family's financial legacy today.
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Financial Literacy Must Include Equality—UNest Can Help
Financial literacy should be accessible to all families. UNest helps level the playing field with simple tools for building wealth.
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Sleep Matters - So Does Financial Peace of Mind
Good sleep and financial peace go hand in hand. Reduce money stress to improve both your wealth and well-being.
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What Juneteenth Teaches Us About Building Generational Wealth
Juneteenth celebrates freedom and opportunity. Honor this legacy by building generational wealth for your family.
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Creativity Keeps Us Sharp—And So Does Financial Planning
Creativity and financial planning both keep us sharp. Nurture both to build a secure and fulfilling future.
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Raising Financially Responsible Kids in a Digital World
Digital natives need financial guidance too. Help your kids develop money skills in an increasingly online world.
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Rising Consumer Confidence Is Great - But What About Personal Financial Confidence?
Consumer confidence is up, but is your personal confidence? Build financial security that matches the economic outlook.
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Every Champion Starts with a Plan—Support Their Dreams with UNest
Every athlete starts with a dream and a plan. Support your child's championship aspirations with smart financial planning.
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Student Loan Backlog Highlights Why Saving Early Matters
Student loan delays highlight the need for early savings. Don't let bureaucracy derail your child's educational dreams.
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What the New Tax Bill Could Mean for Families—and How UNest Can Help
Tax bill changes could affect your family. Understand the implications and how UNest can help you adapt.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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