When Budgeting Gets Personal—Tips for Building a Financial Safety Net
Budgeting is deeply personal to each family's situation. Build a financial safety net that works for your unique needs.
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Independence Isn’t Just for the 4th—It’s for Your Family’s Financial Future
True independence includes financial security for your family. Start building that freedom for your children today.
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Financial Freedom Doesn’t Require Perfection—Just Progress
You don't need to be perfect to build wealth. Consistent progress beats perfection when saving for your child's future.
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Maximize Your Tax Savings with These Family-Friendly Strategies
Smart tax strategies can boost your family's savings potential. Learn how to maximize benefits while building your child's future.
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AI Is Changing Education—Are You Planning for That Future?
AI is transforming how we learn and work. Prepare your child for this evolving landscape with flexible savings.
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How to Teach Your Child About Investing—with UNest by Your Side
Teaching kids about investing builds lifelong financial skills. UNest provides the tools to make those lessons real.
Continue Reading →Public Universities Shape Leaders - UNest Helps You Save for That Future
Public universities have shaped countless leaders and innovators. Start saving now to give your child that opportunity.
Continue Reading →Parenting Comes with Mental Load—Let UNest Lighten It
Parenting is mentally exhausting without adding financial stress. Let UNest simplify saving for your child's future.
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Celebrate Independence with UNest Rewards
Celebrate your family's path to financial independence. UNest rewards make building your child's future even more rewarding.
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Budgeting for Big Goals Starts with Small Steps
Big financial goals start with small consistent steps. Learn how simple budgeting can fund your child's dreams.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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