Public Universities Shape Leaders - UNest Helps You Save for That Future
Public universities have shaped countless leaders and innovators. Start saving now to give your child that opportunity.
Continue Reading →Parenting Comes with Mental Load—Let UNest Lighten It
Parenting is mentally exhausting without adding financial stress. Let UNest simplify saving for your child's future.
Continue Reading →
Celebrate Independence with UNest Rewards
Celebrate your family's path to financial independence. UNest rewards make building your child's future even more rewarding.
Continue Reading →
Budgeting for Big Goals Starts with Small Steps
Big financial goals start with small consistent steps. Learn how simple budgeting can fund your child's dreams.
Continue Reading →
6 Ways to Reduce Costs in 2025—And One That Builds the Future
Smart cost-cutting creates opportunities to invest in your child's future. Discover six ways to save and one that builds wealth.
Continue Reading →
Financial Power for Women Starts at Home
Teaching financial skills at home empowers the next generation of women. UNest makes building wealth accessible for every family.
Continue Reading →
Overwhelmed by Finances? Start Small with UNest
Financial planning doesn't have to be overwhelming. Start small with UNest and build your child's future one step at a time.
Continue Reading →
Success Stories Begin with Early Saving - Let UNest Be a Part of Your Success Story
Every success story starts with early financial planning. Let UNest help you write your family's path to financial freedom.
Continue Reading →
Raising Financially Responsible Kids Starts at Home
Teaching kids about money at home builds lifelong financial habits. UNest gives parents tools to start money conversations early.
Continue Reading →
Stretching Dollars, Growing Dreams
Even modest savings can lead to big opportunities over time. UNest makes it easy to invest starting with just a few dollars.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
Tap for more
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
Read
Tap to flip back
Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
Tap for more
…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
Read
Tap to flip back
Give children money that can accumulate over time
Jim Cramer
CNBC Host
Tap for more
You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
Watch
Tap to flip back