The Power of Consistency – A Secret to Financial Success

The Power of Consistency – A Secret to Financial Success

Consistency is the real secret to building wealth. Regular contributions compound into significant savings over time.

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Every Dollar Earned Should Work for Your Child’s Future

Every Dollar Earned Should Work for Your Child’s Future

Make every dollar count by putting it to work for your child. Smart investing turns earnings into lasting wealth.

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Honoring Every Parent—National Parents’ Day

Honoring Every Parent—National Parents’ Day

Parents work tirelessly to provide for their children's futures. Honor that commitment by starting smart savings today.

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Lessons from Dad—Investing in the Future Starts at Home

Lessons from Dad—Investing in the Future Starts at Home

The best financial lessons come from parents who lead by example. Show your kids how to invest in their future.

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Teen Investing Starts with Parents

Teen Investing Starts with Parents

Teaching teens about investing begins with parental guidance. Start their financial education with real-world experience.

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Small Steps, Big Impact—Why Early Financial Habits Matter

Small Steps, Big Impact—Why Early Financial Habits Matter

Small financial habits create massive impact over time. Early money lessons set your child up for lifelong success.

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How Smart Parents Use Tech to Invest in Their Child’s Future

How Smart Parents Use Tech to Invest in Their Child’s Future

Technology makes investing for your kids easier than ever. Smart parents use apps like UNest to build wealth simply.

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Planning Ahead for Big Dreams—One Step at a Time

Planning Ahead for Big Dreams—One Step at a Time

Big dreams require early planning and consistent action. Take the first step toward your child's future today.

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Raising Financially Confident Kids Starts with You

Raising Financially Confident Kids Starts with You

Children learn financial confidence by watching their parents. Model smart money habits and invest in their future.

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Don’t Just Budget—Build a Better Future

Don’t Just Budget—Build a Better Future

Budgeting is just the beginning of financial planning. Transform those savings into real wealth for your child's future.

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Don’t just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

Dave Ramsey

Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

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Jill Schlesinger

Straightforward “starter” investing account for kids

Jill Schlesinger

Emmy winning Business Analyst

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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.

Jill Schlesinger

Emmy winning Business Analyst

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Jim Cramer

Give children money that can accumulate over time

Jim Cramer

CNBC Host

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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.

Jim Cramer

CNBC Host

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