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Investing for Your Teenager is the Ultimate Long-Term Gift
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Breaking Down the New Family Tax Credits for 2026
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A Closer Look at ‘Vibes Spending’ and Emotional Budgeting
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Early Financial Lessons Shape a Lifetime of Impact
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Why MAGA Savings Accounts Have Families Talking
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Why Financial Literacy Needs to Start at Home
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Saving Doesn’t Have to Be Stressful—It Can Be Automatic
Automatic saving removes the stress from financial planning. Set it and let your child's future grow effortlessly.
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Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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