How Smart Parents Use Tech to Invest in Their Child’s Future
Technology makes investing for your kids easier than ever. Smart parents use apps like UNest to build wealth simply.
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Planning Ahead for Big Dreams—One Step at a Time
Big dreams require early planning and consistent action. Take the first step toward your child's future today.
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Raising Financially Confident Kids Starts with You
Children learn financial confidence by watching their parents. Model smart money habits and invest in their future.
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Don’t Just Budget—Build a Better Future
Budgeting is just the beginning of financial planning. Transform those savings into real wealth for your child's future.
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When Budgeting Gets Personal—Tips for Building a Financial Safety Net
Budgeting is deeply personal to each family's situation. Build a financial safety net that works for your unique needs.
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Independence Isn’t Just for the 4th—It’s for Your Family’s Financial Future
True independence includes financial security for your family. Start building that freedom for your children today.
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Financial Freedom Doesn’t Require Perfection—Just Progress
You don't need to be perfect to build wealth. Consistent progress beats perfection when saving for your child's future.
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Maximize Your Tax Savings with These Family-Friendly Strategies
Smart tax strategies can boost your family's savings potential. Learn how to maximize benefits while building your child's future.
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AI Is Changing Education—Are You Planning for That Future?
AI is transforming how we learn and work. Prepare your child for this evolving landscape with flexible savings.
Continue Reading →How to Teach Your Child About Investing—with UNest by Your Side
Teaching kids about investing builds lifelong financial skills. UNest provides the tools to make those lessons real.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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