Early Financial Lessons Shape a Lifetime of Impact

Early Financial Lessons Shape a Lifetime of Impact

The money lessons learned in childhood last a lifetime. Start teaching your kids early for maximum impact.

Continue Reading →
Why MAGA Savings Accounts Have Families Talking

Why MAGA Savings Accounts Have Families Talking

New savings account options are generating buzz among families. Learn what these accounts mean for your financial plans.

Continue Reading →
Why Financial Literacy Needs to Start at Home

Why Financial Literacy Needs to Start at Home

Schools can only teach so much about money. Real financial literacy starts with lessons at home.

Continue Reading →
Saving Doesn’t Have to Be Stressful—It Can Be Automatic

Saving Doesn’t Have to Be Stressful—It Can Be Automatic

Automatic saving removes the stress from financial planning. Set it and let your child's future grow effortlessly.

Continue Reading →
The Power of Consistency – A Secret to Financial Success

The Power of Consistency – A Secret to Financial Success

Consistency is the real secret to building wealth. Regular contributions compound into significant savings over time.

Continue Reading →
Every Dollar Earned Should Work for Your Child’s Future

Every Dollar Earned Should Work for Your Child’s Future

Make every dollar count by putting it to work for your child. Smart investing turns earnings into lasting wealth.

Continue Reading →
Honoring Every Parent—National Parents’ Day

Honoring Every Parent—National Parents’ Day

Parents work tirelessly to provide for their children's futures. Honor that commitment by starting smart savings today.

Continue Reading →
Lessons from Dad—Investing in the Future Starts at Home

Lessons from Dad—Investing in the Future Starts at Home

The best financial lessons come from parents who lead by example. Show your kids how to invest in their future.

Continue Reading →
Teen Investing Starts with Parents

Teen Investing Starts with Parents

Teaching teens about investing begins with parental guidance. Start their financial education with real-world experience.

Continue Reading →
Small Steps, Big Impact—Why Early Financial Habits Matter

Small Steps, Big Impact—Why Early Financial Habits Matter

Small financial habits create massive impact over time. Early money lessons set your child up for lifelong success.

Continue Reading →

Don’t just take our word for it

Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

Dave Ramsey

Investing for your kid’s future

Dave Ramsey

Personal Finance Expert

Tap for more

There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.

Dave Ramsey

Personal Finance Expert

Read

Tap to flip back

Jill Schlesinger

Straightforward “starter” investing account for kids

Jill Schlesinger

Emmy winning Business Analyst

Tap for more

…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.

Jill Schlesinger

Emmy winning Business Analyst

Read

Tap to flip back

Jim Cramer

Give children money that can accumulate over time

Jim Cramer

CNBC Host

Tap for more

You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.

Jim Cramer

CNBC Host

Watch

Tap to flip back