
Every Champion Starts with a Plan—Support Their Dreams with UNest
Every athlete starts with a dream and a plan. Support your child's championship aspirations with smart financial planning.
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Student Loan Backlog Highlights Why Saving Early Matters
Student loan delays highlight the need for early savings. Don't let bureaucracy derail your child's educational dreams.
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What the New Tax Bill Could Mean for Families—and How UNest Can Help
Tax bill changes could affect your family. Understand the implications and how UNest can help you adapt.
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For the Fathers Who Invest in Their Child’s Future
Great dads invest in their children's futures. This Father's Day, celebrate by taking action on your child's financial security.
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Gen Z Is Planning for Kids Earlier Than You Think
Gen Z is thinking about kids earlier than expected. See how this generation is preparing financially for parenthood.
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5 Habits of Financially Confident Parents
Confident parents raise financially savvy kids. Develop these 5 habits to strengthen your family's financial foundation.
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The Top Money Challenges for Millennials in 2025
Millennials are facing new financial challenges in 2025, from high inflation and housing costs to student loan burdens.
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Saving Beyond College: Why UTMAs Offer More Flexibility Than 529s
As highlighted in Bloomberg's recent article, the value of a traditional college degree is being questioned by more American families,particularly among...
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Behind on Taxes? Here's How to Reclaim Financial Control
Falling behind on taxes can feel overwhelming,but it's never too late to take control.
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Financial Literacy Starts at Home: Researching Stocks with Your Kids
A new WSJ study shows that most retail investors skip doing research before buying stocks,a risky habit we can change at home.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.

Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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