How Life Insurance Works & Why it is Important
How your life insurance works depends on your policy and insurer. You'll want to read the details of your individual policy so you know what to expect from...
Continue Reading →
How to Get Life Insurance
When you're ready to get started, take these steps to find the right coverage for you and your family!
Continue Reading →
What is Life Insurance?
Life insurance: Talk about an unpleasant purchase. Gee, why not just cue a visual of the worst thing you can imagine, huh?
Continue Reading →
USALLIANCE
"Check out USALLIANCE's Credit Card and earn 3% cash back."
Continue Reading →
How to Qualify for a Mortgage
You don't want to search for a home first and then find out if you qualify for it.
Continue Reading →
How to Buy a Home with a Mortgage
When you get started shopping for a home for the first time, it can bring about a mix of feelings , excitement, stress, curiosity and more.
Continue Reading →
Financial Conversations to Have Between Spouses and Partners
How much time do you spend talking about money with your spouse or partner? (Not counting fighting about money!) You may not have grown up with the same...
Continue Reading →
Financial Education for the Family: Kids 5-8
Kids at this age can understand that you have to earn money: "Mom and Dad go to work to earn money so that we can buy you groceries and clothes."
Continue Reading →
Financial Education for the Family: Teenagers
Kids in general like money, and kids ages nine to 12 are no exception. They start to realize the power of money and what it can buy for them in the future.
Continue Reading →
How Lenders Use Your Credit Scores
Lenders want to know your credit history to decide whether they should approve you for a loan or deny you.
Continue Reading →Don’t just take our word for it
Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
Tap for more
There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
Read
Tap to flip back
Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
Tap for more
…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
Read
Tap to flip back
Give children money that can accumulate over time
Jim Cramer
CNBC Host
Tap for more
You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
Watch
Tap to flip back