Improving Your Credit Score
Now that you know your score, you may know you need to improve it, particularly if your score rests at or below 580.
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UNest 101: Savings vs. Investment Accounts
A savings account is an interest-bearing deposit account held at a bank or credit union.
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Overview: What is a Credit Score?
Credit scores might mystify you, and that's completely understandable. However, don't throw your hands up just yet.
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Financial Education for the Family: Kids 5 & Under
Think back on your own childhood experiences with money. Did your parents talk about money with you or did they refuse to utter the m-word?
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New Child Tax Credit Explained for Parents
The American Rescue Plan recently expanded the Child Tax Credit to help families afford the essentials.
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Deciphering Different Types of Health Insurance
You can choose from various types of health insurance. Learn more about the different types below.
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How Do You Get Health Insurance Coverage?
Learn general guidelines on how to get health insurance, whether you get it from your employer, the Marketplace, Medicare, Medicaid or as a supplement.
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How to Find the Best Affordable Health Insurance
There's no question about it , you need health insurance, but you also want to find the best, most affordable health insurance possible.
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How to Start Your Child on an Allowance
Have you ever had the "Do you give your child an allowance?" chat with other parents?
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What to Consider: Bank vs. Credit Union Account
A mattress or refrigerator may have worked for your grandparents to store their money, but hiding your money in your mattress likely won't offer you the...
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Hear what trusted money experts say about why UTMA and UGMA accounts can be a smart way to invest for a child’s future.
Investing for your kid’s future
Dave Ramsey
Personal Finance Expert
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There are some tax advantages to using UGMA and UTMA accounts… Since they’re in your child’s name, the accounts will be taxed according to their tax bracket… There are no contribution limits on UGMA and UTMA accounts.
Dave Ramsey
Personal Finance Expert
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Straightforward “starter” investing account for kids
Jill Schlesinger
Emmy winning Business Analyst
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…you could consider opening an account where you can dive deeper with the kids by your side. The easiest way to do so is to open a custodial account, known as an UGMA … or UTMA … account.
Jill Schlesinger
Emmy winning Business Analyst
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Give children money that can accumulate over time
Jim Cramer
CNBC Host
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You can give children money that can accumulate somewhat tax-free over time... I love them (UTMAs) because they were like, trusts that you didn’t need lawyers to create.... I think it’s one of the better tax breaks around though. I know hunting for tax breaks may not sound very exciting, but that’s how you take care of your family.
Jim Cramer
CNBC Host
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